The opportunity
1/2 · Some pain
Czech investment intermediaries and their tied agents answer to the central bank for a growing pile of compliance paperwork.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- The paperwork covers suitability tests, client identity checks and regulatory reporting.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- Big advice networks such as Broker Consulting and Partners work beside independent advisers.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
- Thousands of tied agents and intermediaries work in this market.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
The opportunity
About this section
- What this shows
- The problem as it is today: what goes wrong, and who it costs.
- Why it matters to a builder
- Documented pain means you will not have to convince buyers the problem exists before you can sell them the fix.
- How to read the score
- 2/2 means clear, recurring pain: documented complaints, a petition or industry pressure. Scattered complaints make it 1/2.
Czech investment intermediaries and their tied agents answer to the central bank for a growing pile of compliance paperwork.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- The paperwork covers suitability tests, client identity checks and regulatory reporting.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- Big advice networks such as Broker Consulting and Partners work beside independent advisers.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
- Thousands of tied agents and intermediaries work in this market.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
The supervisor is ČNB (the Czech National Bank), and much of the paperwork comes from MiFID II — the EU rulebook for investment services.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork. A tied agent sells investments on behalf of one licensed firm. A suitability test records why an investment suits the client it is sold to.
Suggested solution
Build compliance software for advice networks that records why an investment suits each client and files central-bank reports.
Why now
2/3 · Firm deadline
Investment advisers the anti-money-laundering law covers must redo client checks and internal policies before an EU rulebook applies in July 2027.2 sourcesEUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…
- Each covered firm has under 10 months to rewrite its internal policies.EUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.
- The rewrite lands on top of central-bank paperwork that keeps growing.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- Firms still pay consultants and fill in Word templates to keep up.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
Why now
About this section
- What this shows
- The dated rules and events that push buyers to act, soonest first.
- Why it matters to a builder
- A dated rule turns “nice to have” into “must buy by”, and tells you how long the window stays open.
- How to read the score
- 3/3 means an enacted rule binds these buyers within 18 months and names a penalty. Without a named penalty it is 2/3. A draft law, a rule on someone else, or a date further out is 1/3.
Investment advisers the anti-money-laundering law covers must redo client checks and internal policies before an EU rulebook applies in July 2027.2 sourcesEUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…
- Each covered firm has under 10 months to rewrite its internal policies.EUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.
- The rewrite lands on top of central-bank paperwork that keeps growing.2 sourcesY Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- Firms still pay consultants and fill in Word templates to keep up.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
The dates behind this:
- On 10 July 2027 EU Regulation 2024/1624 applies directly and replaces much of the Czech anti-money-laundering act, No. 253/2008.EUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.
- From that date one rulebook sets client checks, beneficial-owner checks and internal policies across the EU, under AMLA — the EU's new anti-money-laundering authority.EUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.
- From that date crowdfunding platforms, most crypto services and luxury-goods traders come under the rules for the first time.EUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then.
Willing to pay
0/2 · No sign yet
Firms pay compliance consultants and law firms today, but no price for the investment-advice half is on file.2 sourcesMarket checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…
- Consultancies such as Comply and aCompliance sell compliance work as a service.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- Law firms sell the same kind of compliance work.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- A Czech platform sells anti-money-laundering checks per client, not the advice half.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
Willing to pay
About this section
- What this shows
- Who already spends money on this problem, how much, and how they buy.
- Why it matters to a builder
- If people already pay for this, even by hand or through a consultant, you are replacing a spend, not creating a budget.
- How to read the score
- 2/2 means a Czech buyer has paid for this, or a priced job also gets public money that pays part of it. A price on file makes it 1/2. Public money alone earns nothing. Only public buyers publish what they pay, so problems sold to private firms often score lower.
Firms pay compliance consultants and law firms today, but no price for the investment-advice half is on file.2 sourcesMarket checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…
- Consultancies such as Comply and aCompliance sell compliance work as a service.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- Law firms sell the same kind of compliance work.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- A Czech platform sells anti-money-laundering checks per client, not the advice half.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
The likely first buyers are the advice networks and mid-sized firms, where one subscription can cover many tied agents and the firm's licence depends on its paperwork. Independent advisers would follow through the networks.
The new rulebook creates demand for tools that check who really owns a client company, and for reporting built to the rulebook.EUR-Lexeur-lex.europa.euEU AML Regulation 2024/1624 (another site)Applies directly from 10 July 2027, replacing much of the Czech AML regime with one harmonised rulebook under the new AMLA supervisor — every firm in scope needs a policy rewrite before then. No price, public contract or grant for the investment-advice half is on file.
What one buyer pays
- 25 CZK per case
- A Czech investment intermediary or financial adviser amlproof.aiAML Proof — self-serve from 25 CZK (another site)The lower bound of what a Czech investment intermediary pays AML Proof for one client check: from 25 CZK a credit, with the internal-policy module free.
Validated abroad
2/3 · Proven once
Compliance software for wealth managers already sells abroad, one product on the platform of over 600 British advisory firms.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
- Saturn (another site)Based in United Kingdom
- Muinmos (another site)Based in Denmark
- Apiax (another site)Based in Switzerland
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
Validated abroad
About this section
- What this shows
- Companies abroad that already sell a solution, and how far along they are.
- Why it matters to a builder
- Established companies selling it in other markets show that buyers will pay, so you are not betting on an untested idea.
- How to read the score
- 3/3 means established in two or more markets, one of them near Czechia. 2/3 is one established company, 1/3 only early players.
Compliance software for wealth managers already sells abroad, one product on the platform of over 600 British advisory firms.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
- Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
€12.9M Series A led by Singular (EU-Startups, 2025); 600+ UK advisory firms and 6,500+ advisers on platform
- No source on file
Raise undisclosed; 19 employees (Tracxn, 2026); regulatory onboarding/KYC engine for banks and investment firms globally
- No source on file
$6.6M Series A (Crowdfund Insider, 2019) after $1.5M seed; machine-readable compliance rules for banks and wealth managers
It comes from a London start-up of about 18 people, from the summer 2024 intake of Y Combinator, a US programme that funds start-ups.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms. It automates client identity checks, suitability and regulatory reporting for wealth managers, and the advisory firm buys it for its advisers.Y Combinatorycombinator.comSaturn (another site)London's compliance operating system for wealth managers (YC S24) — KYC, suitability and regulatory reporting, on the platform of 600+ UK advisory firms.
The three sellers listed here are based in Britain, Denmark and Switzerland, and none is based in Central Europe.
Market gap
1/2 · Early rivals only
Consultants sell compliance as a service, and Czech software covers only the anti-money-laundering half, not the investment-advice half.2 sourcesMarket checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…
New, selling this: AML solutions (since 2021), AML Proof (since 2025). Established, selling this: nobody on file. New, selling something nearby: Broker Trust (since 2001). Established, selling something nearby: Resistant AI (since 2019). No established player sells this here.
- EarlySells this · since 2021AML solutions (another site)Sells sanctions and politically-exposed-person screening to the same obliged firms as AML Proof, against the same law.Sources and the full note are in Read more.
- EarlySells this · since 2025AML Proof (another site)A Czech cloud anti-money-laundering platform sold to the firms the law obliges, which it names as financial advisers and intermediaries: client identification, screening against sanctions and politically-exposed-person lists, beneficial-owner verification, risk scoring, an internal-policy document, reporting to the financial intelligence unit and ten-year archiving, self-serve from 25 CZK a credit.Sources and the full note are in Read more.
The space is still open
- EarlySells something nearby · since 2001Broker Trust (another site)Runs the Bety 2.0 and BT Invest platform for its own tied advisers, with a compliance methodology behind it — the closest thing on the Czech market to the suitability and oversight tooling an independent intermediary would buy.Sources and the full note are in Read more.
- EstablishedSells something nearby · since 2019Resistant AI (another site)Sells document-fraud and financial-crime detection to banks and fintechs — it scores whether a document or a transaction is forged — with Payoneer, AXA and Finom on its own reference list, a USD 25M Series B in October 2025 led by DTCP, and trading since January 2019.Sources and the full note are in Read more.
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
Market gap
About this section
- What this shows
- Czech companies that already sell this, and firms nearby that sell something else.
- Why it matters to a builder
- A mature Czech seller means taking customers from an incumbent. Firms nearby still matter: the buyer may already pay them.
- How to read the score
- More points mean a more open field. 2/2 means no Czech company sells this, 1/2 only early ones do, 0/2 a mature one does.
Consultants sell compliance as a service, and Czech software covers only the anti-money-laundering half, not the investment-advice half.2 sourcesMarket checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…
New, selling this: AML solutions (since 2021), AML Proof (since 2025). Established, selling this: nobody on file. New, selling something nearby: Broker Trust (since 2001). Established, selling something nearby: Resistant AI (since 2019). No established player sells this here.
- EarlySells this · since 2021AML solutions (another site)Sells sanctions and politically-exposed-person screening to the same obliged firms as AML Proof, against the same law.Sources and the full note are in Read more.
- EarlySells this · since 2025AML Proof (another site)A Czech cloud anti-money-laundering platform sold to the firms the law obliges, which it names as financial advisers and intermediaries: client identification, screening against sanctions and politically-exposed-person lists, beneficial-owner verification, risk scoring, an internal-policy document, reporting to the financial intelligence unit and ten-year archiving, self-serve from 25 CZK a credit.Sources and the full note are in Read more.
The space is still open
- EarlySells something nearby · since 2001Broker Trust (another site)Runs the Bety 2.0 and BT Invest platform for its own tied advisers, with a compliance methodology behind it — the closest thing on the Czech market to the suitability and oversight tooling an independent intermediary would buy.Sources and the full note are in Read more.
- EstablishedSells something nearby · since 2019Resistant AI (another site)Sells document-fraud and financial-crime detection to banks and fintechs — it scores whether a document or a transaction is forged — with Payoneer, AXA and Finom on its own reference list, a USD 25M Series B in October 2025 led by DTCP, and trading since January 2019.Sources and the full note are in Read more.
Sells this 2
- Early: AML Proof (another site)2 sourcesMarket checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II…amlproof.aiAML Proof — self-serve from 25 CZK (another site)The lower bound of what a Czech investment intermediary pays AML Proof for one client check: from 25 CZK a credit, with the internal-policy module free.
A Czech cloud anti-money-laundering platform sold to the firms the law obliges, which it names as financial advisers and intermediaries: client identification, screening against sanctions and politically-exposed-person lists, beneficial-owner verification, risk scoring, an internal-policy document, reporting to the financial intelligence unit and ten-year archiving, self-serve from 25 CZK a credit. AML Proof, s.r.o. was incorporated on 1 October 2025, so it has been selling for under a year.
- Early: AML solutions (another site)Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
Sells sanctions and politically-exposed-person screening to the same obliged firms as AML Proof, against the same law. AML solutions s.r.o. has been on the state business register since March 2021, and it names no client, holds no public contract and discloses no funding.
Found by the register’s market check
Sells something nearby 2
- Established: Resistant AI (another site)Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
Sells document-fraud and financial-crime detection to banks and fintechs — it scores whether a document or a transaction is forged — with Payoneer, AXA and Finom on its own reference list, a USD 25M Series B in October 2025 led by DTCP, and trading since January 2019. An investment intermediary needs the opposite job done: its own suitability questionnaires, tied-agent oversight and central-bank reporting produced and archived.
Found by the register’s market check
- Early: Broker Trust (another site)Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
Runs the Bety 2.0 and BT Invest platform for its own tied advisers, with a compliance methodology behind it — the closest thing on the Czech market to the suitability and oversight tooling an independent intermediary would buy. It is not for sale: Broker Trust, a.s. has run it since March 2001 as in-house tooling for its own broker network, so an intermediary outside that network cannot buy it at any price.
Found by the register’s market check
Compliance consultancies and law firms sell services rather than a product, and internal policies still get written in Word.Market checkycombinator.comFirst Czech market scan (another site)An early sweep that found only law firms and compliance consultancies selling services, and documented compliance run on Word templates under growing ČNB and MiFID II paperwork.
- A Czech cloud platform, selling since October 2025, offers anti-money-laundering checks to the advisers and intermediaries the law obliges.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty. It is a first entrant, not a settled incumbent.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
- A second Czech firm screens clients against sanctions lists and lists of politically exposed people for the same firms, and AML Basic — another screening service — sells it too.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
- A funded Prague company sells document-fraud and financial-crime detection to banks and fintechs, a different job for a different buyer.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
- Nothing Czech covers the investment-advice half: suitability questionnaires, notes from the advice meeting, product-governance records, tied-agent oversight and central-bank reporting.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
- The nearest is one broker network's platform for its own tied advisers, which no firm outside that network can buy.Market checkamlproof.aiAML Proof (another site)A Czech cloud AML platform sold self-serve from 25 CZK a credit to investment intermediaries and financial advisers — client screening, beneficial owners, internal policies and FAÚ reporting. The MiFID II half of the stack is still empty.
Execution difficulty
2/3 · Moderate
Makes it easier
- The seller needs no central-bank licence.
- A network buys for all its tied agents at once.
- A fixed EU date pushes firms to act.
Makes it harder
- A Czech anti-money-laundering platform already sells client checks to these firms.
- The buyers are large networks.
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
Execution difficulty
About this section
- What this shows
- What stands between you and the first sale: who buys, what permission selling needs, what it must plug into, and whether it needs outside money.
- Why it matters to a builder
- It tells you whether a small team can start selling soon, or needs a licence, a certification or funding first.
- How to read the score
- More points mean easier to enter: 3/3 is easy, 0/3 very hard. It is not added to the Opportunity total, and local competition does not count here: that is Market gap.
Moderate
Makes it easier
- The seller needs no central-bank licence.
- A network buys for all its tied agents at once.
- A fixed EU date pushes firms to act.
Makes it harder
- A Czech anti-money-laundering platform already sells client checks to these firms, so a newcomer must connect to it or beat it.
- The buyers are large networks.
Local competition does not change this level. It is covered under Market gap.
Suggested first moves
- Build software for the investment-advice half of compliance: the suitability questionnaire, notes from each advice meeting, tied-agent oversight and central-bank reports.
- Contact the compliance officers of the big advice networks, such as Broker Consulting and Partners, and show them the suitability tool.
- Open each conversation with the date the EU anti-money-laundering rulebook applies, and ask the firm what it plans to do before then.
P-0006 · A new EU anti-money-laundering law hits Czech investment advisers in under 10 months
Suggested first moves
About this section
- What this shows
- A few concrete steps to start with.
- Why it matters to a builder
- They are cheap ways to learn whether buyers will pay, before you build much.
- Build software for the investment-advice half of compliance: the suitability questionnaire, notes from each advice meeting, tied-agent oversight and central-bank reports. No Czech product sells that half yet, while the anti-money-laundering half already has Czech sellers; see Market gap. Connect to their client checks, screening and reporting rather than rebuild them, so a firm keeps what it already uses. Start with the suitability questionnaire, which records why an investment suits each client.
- Contact the compliance officers of the big advice networks, such as Broker Consulting and Partners, and show them the suitability tool. One network's compliance officer can put all its tied agents on one subscription, where an independent adviser buys only for itself; see Willing to pay. That is how the London start-up sells in Britain: the firm buys, and its advisers use it; see Validated abroad.
- Open each conversation with the date the EU anti-money-laundering rulebook applies, and ask the firm what it plans to do before then. Every covered firm has to rewrite its client checks and internal policies by that date; see Why now. Today the answer is a consultant and a Word template, so offer the software that replaces both.
- Watch the one broker network that runs this paperwork on its own platform, because if it starts selling it, this opening closes. Its platform has run for years inside that one network and is the closest thing on the market to what is missing, but no outside firm can buy it today; see Market gap.